what we do
Advice on saving into a pension and planning for retirement
At Chester Rose, we understand that your pension is more than just a retirement fund – it's your ticket to financial security and a worry-free future. Our expert financial planners specialise in unlocking the full potential of your personal pensions and workplace pension funds, ensuring that every pound invested works towards creating the retirement lifestyle you envision.
Dreaming of a retirement filled with adventure, relaxation, or pursuing lifelong passions? Our retirement planning services are designed to align your pension with these aspirations. We craft personalised strategies that consider your unique goals, lifestyle preferences, and risk tolerance, ensuring your pension plan is as unique as you are.
Unlock the benefits of tax-efficient pension planning with Chester Rose. Our expert financial planners are well-versed in the intricacies of tax regulations, helping you optimise your pension contributions and withdrawals for maximum tax efficiency. It's not just about saving for retirement; it's about maximising what you keep and ensuring you have the right beneficiaries in place when the time comes for your pension pot to pass on.
At Chester Rose, we're not just about managing pensions; we're about enhancing your overall financial well-being. Our holistic approach to financial planning ensures that your pension is integrated seamlessly into your broader financial strategy, providing you with peace of mind and confidence in your retirement journey.
A pension is a long-term investment not normally accessible until 55 (57 from April 2028). The fund value may fluctuate and can go down, which would have an impact on the level of pension benefits available.
‘Past performance is not a reliable indicator of future performance.’
‘The tax implications of pension contributions and future withdrawals will be based on your individual circumstances. Thresholds, percentage rates, and tax legislation may change in subsequent Finance Acts.’
Explore the benefits of financial planning with Chester Rose. Find out how independent financial planning can help you achieve your financial aspirations
Contact us todayAs Independent Chartered Financial Planners, we're accredited by the Chartered Insurance Institute. Our status reflects our commitment to best practice, our focus on positive customer outcomes and gives you confidence that we exceed the minimum standards.
Our independent financial planners tailor your financial plans to your unique circumstances, taking in to account your short, medium and long-term goals
We can recommend appropriate investment strategies that align with your unique goals, balancing risk and reward to maximise your returns
We can help you minimise tax liabilities, ensuring that more of your money stays in your retirement pot.
Because we're independent, we're not restricted to any particular provider so we can explore the whole market to find the right solution for you.